英语六级口语考试与四级口语考试相比，考查的话题要更有深度和广度。2018年5月的六级口语本场考试话题网上贷款是属于一个比较新的话题，对学生来说难度不小。首先要求考生要熟悉该话题，同时还要具备一定的思考能力，能对此发表自己的看法。

如今，越来越多的大学生为了买手机衣服或者请客吃饭等等而通过网上贷款，这种方式引发了很多问题，甚至有的大学生因为利息过高还不起贷款而选择自杀。因此该话题指向明确，有一定的教育意义。

Nowadays, an increasing number of college students choose to borrow money online in order to buy what they need such as mobile phones, clothes and IT equipment. Obviously, it’s not a correct way for students to cover their expense because it will cause a lot of problems. First of all, online borrowing will not reduce but actually increase their financial burden. After all, if they can’t return the money in time, they have to pay a huge amount of interest for money they borrow. Gradually, they won’t be able to afford it. Once they can’t return the money. The online loan platform will call their parents to pay the money for them, which will bring heavy financial burden for the family. Apart from that, the way of online borrowing will indulge students’ opportunistic behavior. They will consider that it’s easy to gain money and be reluctant to make money through their efforts, which do harm to their growth. What’s worse, some students have to commit suicide under the pressure, for they can’t return the money. In summary, college students shouldn’t borrow money from the online loan platform.

总的来说，这个话题与大学生的生活息息相关，也是一个很新的话题，对考生来说有一定的难度。想去把观点表达清楚且表达得有深度并不容易，需要广大考生去好好思考和复习准备的。祝广大考生都能在英语六级口语考试中取得好成绩。